The short, direct answer is no through the traditional real estate route. After the final legislative changes that removed €500,000 real estate investment as a valid prerequisite, the landscape for residency by investment in Spain has been completely transformed.
If your plan was to buy a property in order to live legally in the country, you need to understand the current regulatory changes, the legal alternatives available, and how to secure your immigration status without making costly mistakes.
For more than a decade, Law 14/2013 supporting entrepreneurs and their internationalization allowed thousands of non-EU citizens (not belonging to the European Union) to obtain residency through the purchase of properties.
However, the Spanish Government has removed this option in order to curb speculation and ease pressure on housing market prices.
Current status in 2026: Golden Visa applications based purely on acquiring real estate assets are no longer accepted for processing by the UGE-CE (Unit of Large Companies and Strategic Collectives).
If you obtained your visa or residence authorization before the reform came into effect, your acquired rights are respected. You can apply for the corresponding renewals as long as you maintain the original investment and meet the requirements of the regulations under which you were granted permission.
Just because the real estate route has been closed doesn’t mean Spain has shut down its programs to attract foreign capital and talent. The same law continues to offer fast-track residency pathways for high-value profiles:
Investment in Financial Assets: It’s still fully legal to obtain residency by investing in:
At least €1 million in shares or equity holdings of Spanish capital companies with real business activity.
At least €1 million in investment funds, venture capital funds, or closed-end collective investment funds established in Spain.
At least €1 million in bank deposits at Spanish financial institutions.
At least €2 million in Spanish Public Debt securities.
General-Interest Business Projects: Setting up companies in Spain that create jobs, involve significant socio-economic impact in the geographic area where they are developed, or provide significant scientific/technological innovation.
Highly Qualified Professionals (PAC): For managerial or technical profiles who are hired by Spanish companies under specific conditions regarding qualifications and salary.
If your absolute priority is still buying a home in Spain and living in it, the most solid alternative for non-EU citizens is the Non-Lucrative Residence Visa.
Although it doesn’t offer the expedited processing advantages of the old Golden Visa, it’s the right choice if you have sufficient personal funds to support yourself in the country without needing to work in the local economy.
Proof of funds: Demonstrate that you have an amount equivalent to 400% of the monthly IPREM (Public Income Indicator for Multiple Purposes) for the main applicant, plus an additional 100% for each dependent family member.
Lawful source of income: Show that your income comes from passive sources (rentals, dividends, pensions, financial investments) or from accumulated funds.
Private medical insurance: Have a comprehensive policy with an insurance provider authorized to operate in Spain, with coverage equivalent to the National Health System (no copays and no waiting periods).
Residency requirement: Unlike the old Golden Visa (which only required visiting the country once a year), non-lucrative residence requires you to remain in Spain for at least 183 days per year, which automatically makes you a tax resident.
Today, Spain’s immigration and international mobility legal framework requires a much more strategic, corporate-style approach. Trying to force the real estate route is no longer a viable option.
If you’re looking for the most efficient and secure way to move your residency, capital, or business to Spain, pre-analyzing your financial and asset profile is key to choosing the correct visa right away. At Marina Digorn, we help you design a legal immigration strategy tailored to the current 2026 regulations.
